321-725-7644 | 2105 Palm Bay Rd. N.E., #4-5 Palm Bay, FL 32905

2105 Palm Bay Rd. N.E., #4-5 Palm Bay, FL 32905

Insurance

Quality, Affordable Care For All

Oceans Smiles Dentistry is committed to making high-quality dental care accessible and affordable for every patient. We work with a wide range of dental insurance plans and are happy to help you understand your benefits.

 

Insurance Plans We Accept:

  • Aetna
  • United Healthcare
  • Cigna
  • Guardian
  • GEHA
  • MetLife
  • Ameritas
  • Delta Dental PPO & Premier
  • Humana
  • Principal
  • Sun Life
  • Florida Combined Life

We also accept certain Medicare Advantage plans and Indemnity insurance plans. Additionally, we work with some discount plans, including those offered by Aetna, Cigna, and Principal.

What's the Difference Between

Indemnity, PPO, HMO & Discount Insurance Plans?

PPO (Preferred Provider Organization): PPO plans offer flexibility in choosing your dentist and typically provide better coverage for in-network providers. Ocean Smiles Dentistry is in-network with most major PPOs.

 

HMO (Health Maintenance Organization): These plans require you to see specific in-network providers and often require a referral to see a specialist.

 

Indemnity Plans: Also known as fee-for-service plans, indemnity insurance lets you choose any dentist and reimburses a percentage of the cost. We gladly accept indemnity plans.

 

Discount Plans: These aren’t traditional insurance but provide reduced rates on dental services. As mentioned above, we accept certain discount plans, such as those from Aetna, Cigna, and Principal.

Have Any Questions? Contact Us!

Our friendly office team can verify your coverage, explain your benefits, and walk you through any costs associated with your treatment.

 

Contact us today to learn more about your insurance options or to schedule your next visit!

Serving the Melbourne, Palm Bay and Viera Areas!
2105 Palm Bay Rd. N.E., #4-5
Palm Bay, FL 32905

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Hours

Monday-Friday 8am-5pm